What are non UKGC casinos?

They are online gambling sites licensed outside Great Britain, most often in Curacao, Malta, Anjouan, Kahnawake or Costa Rica. They accept UK players but operate outside UK Gambling Commission rules, so GAMSTOP, slot stake caps and affordability checks do not apply.

Are winnings from overseas casinos taxed in the UK?

For players resident in Great Britain gambling winnings are not treated as taxable income, regardless of whether the operator holds a Curacao, Malta or Anjouan licence. HMRC taxes operators through remote gaming duty rather than players.

How fast are withdrawals at offshore casino sites?

Crypto payouts often clear within 10 minutes to 2 hours, e-wallets in 0 to 24 hours, cards in 2 to 5 working days and bank transfers in 3 to 7 working days, subject to weekly or monthly payout caps.

Terms of Service

Last Updated: January 2026

Welcome to Merchants Fish & Chips (merchantsfishandchips.co.uk). These Terms of Service ("Terms") govern your use of our website and content. By accessing and using this site, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use this website.

1. Acceptance of Terms

By accessing merchantsfishandchips.co.uk, you acknowledge that you have read, understood, and agree to comply with these Terms of Service in their entirety. These Terms apply to all visitors, users, and any other persons who access or use this website. Your continued use of the site constitutes your ongoing acceptance of these Terms.

2. Site Purpose

Merchants Fish & Chips is an informational and review website only. We provide independent reviews, guides, and information about non-UK regulated online casinos. We are NOT a gambling operator, casino, or gaming provider. We do not offer gambling services, accept bets, manage player accounts, or facilitate any gambling transactions. All content on this site is for informational and entertainment purposes only. Users should conduct their own research and verify all information directly with the casinos themselves before making any decisions.

3. Age Restriction

You must be at least 18 years of age, or the minimum legal gambling age in your jurisdiction (whichever is higher), to access and use this website. By using this site, you confirm that you meet this age requirement. Merchants Fish & Chips does not permit access to persons under the legal gambling age. We reserve the right to verify your age and refuse service to any person who does not meet these requirements.

4. Disclaimer

The information, reviews, guides, and recommendations provided on merchantsfishandchips.co.uk are based on research and analysis, but we make no guarantee as to their accuracy, completeness, or timeliness. Casino terms, conditions, bonuses, payment methods, and regulations change frequently. You are solely responsible for verifying all information directly with the respective casinos before making any decisions or creating an account. We are not liable for any inaccuracies, omissions, or changes in information. Always review the official Terms and Conditions of any casino before participating in gambling activities.

5. Affiliate Relationship

Merchants Fish & Chips is an affiliate website. We earn commissions and referral fees when users click through to partner casinos and create accounts or engage in gambling activities. This affiliate relationship does not influence our editorial judgment or reviews; however, you should be aware that we have a financial interest in the casinos we recommend. We disclose our affiliate status transparently. Your use of affiliate links and any subsequent gambling activity is entirely voluntary and at your own risk.

6. Intellectual Property

All content on merchantsfishandchips.co.uk, including text, images, graphics, logos, reviews, guides, and other materials, is the intellectual property of Merchants Fish & Chips or its content providers and is protected by United Kingdom and international copyright laws. You may not reproduce, distribute, transmit, modify, adapt, or create derivative works of any content without our prior written permission. Unauthorized use of our intellectual property is prohibited.

7. Limitation of Liability

To the fullest extent permitted by UK law, Merchants Fish & Chips and its owners, operators, and staff shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of this website or reliance on its content. This includes, but is not limited to, losses related to gambling, financial decisions, or any other matters. You assume all risk and responsibility for your actions. In no event shall our liability exceed £1 (one pound sterling).

8. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of England and Wales, United Kingdom, without regard to conflicts of law principles. You agree that any legal action or proceeding arising from or relating to these Terms or your use of this website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

9. Changes to Terms

Merchants Fish & Chips reserves the right to modify, update, or amend these Terms of Service at any time without prior notice. Changes become effective immediately upon posting to this website. Your continued use of the site following any changes constitutes your acceptance of the revised Terms. We recommend reviewing these Terms periodically to stay informed of any updates.

10. Contact

If you have any questions, concerns, or requests regarding these Terms of Service or our website, please contact us at:

Email: [email protected]

We will make reasonable efforts to respond to your inquiry within 14 business days.